The Affordable Care Act is what has caused your insurance to go sky high. Our premiums have gone through the roof, and the coverage has gone through the floor.
OverstatedMike Collins, at Georgia U.S. Senate General Election Debate 1 (Atlanta News First)
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Why we checked itAttributes rising insurance premiums and declining coverage directly to the ACA — a specific causal claim about a major policy that is empirically testable and contested.
What we foundIndividual market premiums have risen significantly since the ACA's enactment, and the ACA contributed to some of that increase, but the claim overstates both the causal role of the ACA and the direction of coverage quality, which the ACA's essential health benefits requirements broadly expanded rather than reduced.